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Money Merge Account® Program
Client example and discussion.

 

Client Example

This page details a Money Merge Account Client analysis, and gives the details of the report. This is a great example, as these numbers were actual; and the report is similar to what your free report will look like when you're ready to see if you'd qualify for the program.

Click on any of the pictures below to open the actual report. Significant points: This client went from a 30-year mortgage, to being totally debt-free 14.5 years (including his auto and credit card.) But most significantly, accomplished this on the program with no money at all out of pocket, and no need to refinance his (freshly refinanced) mortgage.


Highlights, and Significant Points:

  1. On Page 1, you will see that the total debts include his full mortgage, a credit card, his automobile, the Money Merge Account Program fee, and an expected tax rebate. Total income weekly, for both husband and wife, was $607 per week. And extra (or "discretionary") income was zero -- although the report shows $419. This amount represents his home escrows that were no longer necessary -- and are one of the first move-to-better-use monies. So, no additional funds at all were used in this situation.

  2. On Page 2, in both Current and Money Merge Account Amortizations, both scenarios start out with the same exact debt figure of $262,731., although under his final payment under the current plan, will be made on the 30th year; and on the Money Merge Account System, on the 15th year, in February of 2023. The graph shows this program to save him 15.5 years (of the same $1,595 payment) and $164,670 in total interest -- totally saved.

  3. Now, if he were to continue to budget the same $1595 monthly for the next full 30 years, investing this same amount after his mortgage is paid off, at 4% interest, he will have assets of $641,200 -- as opposed to being "simply paid off." 

    In which scenario do you see a clearer future? $1,595 for thirty years and zero assets? Or $1,595 for thirty years and $641,000 in assets? Same exact $1,595 for that period: One is on the Money Merge Account System, and one is continuing on his current course of action.

  4. Finally, some additional explanations: On Page 2, under Money Merge Account the two figures you see of $21,200 and $41,000 represent the amount of equity in his home -- $62,200. This program will also work without home equity -- even with just a checking and savings account; but what enabled this program to work as well as it did, was the rolling in of his vehicle loan, and his one small credit card, adding to $21,200. This effectively freed up $480 in additional discretionary budget, in addition to the $419 of monthly escrows. Can you begin to see the genius of this program: moving normal monies to the "best and highest use" possible. Now, information is available in the How To section; but in the end, the simplest way to see if your numbers qualify is to simply run your own free analysis. Do this at this link here; or simply call us, and we'll do this together at a time when you're able to be in front of your computer, and we at ours. Again, it's totally free and convenient; and I have a passion to see people reduce their debt, and save money, just as this family did. Would you like to see if you qualify? I very much would like to do this for you. My contact page is here.

Please contact me, and allow me to see if I can help you.

 

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